HELP TO BUY

Are you a first time buyer?

You must be a first time buyer to qualify. You must not have either individually or jointly with any other person (directly or indirectly), previously purchased, or built a house or apartment.

Are you tax compliant?

You must be tax compliant. If you are self assessed you must also have tax clearance.

Are you buying the house as your home?

For a property to qualify under the scheme it must have been purchased or built as the first-time buyer’s home. It does not include properties acquired for investment purposes.

Are you getting a mortgage?

You must take out a mortgage on the property with a qualifying lender and this loan must be used solely for the purchase of the property. The loan should be entered into solely by the first-time buyer and the lender. A guarantor on the loan is allowed. The loan to value ratio must be greater than 70%.

If you have answered yes to these four questions then you may be eligible for the help to buy scheme and we will work with you to make sure you get all the help you deserve.